Financing Marketplace
Up to $100K
through participating lenders
- Advertised APR
- From 0%
- Terms
- 6–84 months
- Prequalification
- Soft credit check to view offers
One application, multiple lenders
Explore OffersFinancing
Affordable Care Without Compromise
A confident smile shouldn't be out of reach. We offer transparent pricing and flexible payment options so you can move forward with treatment.
Ways to Finance
Ways to Pay for Your Care
Third-Party Financing
Approved healthcare lenders offer monthly plans with terms that fit a wide range of budgets and credit profiles — no insurance required.
Flexible Payment Plans
We break treatment into manageable phases and payments so you can start care without waiting years to save.
No Insurance Needed
We don't take insurance, and we don't let that stand in your way. Our financing partners make treatment affordable on your terms.
Transparent Estimates
You receive a written treatment estimate before we begin. No hidden fees, no surprise add-ons.
Financing Marketplace
Start with ONEderful
ONEderful is not a lender. Its single prequalification flow searches participating lenders so you can review available rates and terms side by side.
Offers and amounts vary by lending partner, creditworthiness, and state.
Patient Financing
Compare Financing Options
Compare flexible ways to make treatment fit your monthly budget.
Up to $50K
- Advertised APR
- Qualifying 0% APR; interest-bearing plans as low as 5.99%
- Terms
- 6 weeks–60 months
- Prequalification
- Soft credit check
- First Payment
- First installment due at checkout
No deferred/retroactive interest on Cherry plans
Apply with Cherry
Up to $75K
- Advertised APR
- As low as 3.99% APR
- Terms
- Up to 12 years
- Prequalification
- Soft prequalification; instant decision
- Down Payment
- $0 down available
No prepayment penalty
Apply with Proceed
Reusable healthcare credit line
Your approved limit
- Promotional Financing
- No interest if paid in full within 6, 12, 18 or 24 months on qualifying purchases of $200+
- Reduced APR Options
- 17.90% / 24 mo · 18.90% / 36 mo · 19.90% / 48 mo · 20.90% / 60 mo
- Prequalification
- Check with no impact to credit score
Flexible promotional financing options
Deferred-interest promotions may charge interest from the purchase date if the promotional balance is not paid in full within the promotional period.
Apply with CareCreditHappen Bank
formerly LendingClub Patient Solutions
Up to $65K
- Advertised APR
- 0% available; otherwise 3.99%–30.99% APR
- Terms
- 6–144 months
- Prequalification
- No credit score impact until a plan is selected
- Down Payment
- $0 down options
No prepayment penalties
Check Your RateFinancing is subject to credit approval and lender terms. Rates, amounts, repayment options, and promotional plans vary by applicant and may change. Not all plans are available to every patient.
How It Works
Options Discussed Openly, Before Treatment
During your consultation we review the full cost of your recommended treatment and walk through every payment path available to you. You'll leave knowing exactly what your care involves and what it will cost.
- Clear, written estimates before treatment
- Multiple lender options reviewed together
- Phased treatment plans where appropriate
- Affordable monthly plans — insurance not required
